{"id":3843,"date":"2022-08-25T14:30:09","date_gmt":"2022-08-25T18:30:09","guid":{"rendered":"https:\/\/wp.cga.ct.gov\/cwcseo\/?post_type=sub_commissions&#038;p=3843"},"modified":"2022-10-11T13:17:46","modified_gmt":"2022-10-11T17:17:46","slug":"financial-abuse-exploitation","status":"publish","type":"sub_commissions","link":"https:\/\/wp.cga.ct.gov\/cwcseo\/sub_commissions\/financial-abuse-exploitation\/","title":{"rendered":"Financial Abuse &#038; Exploitation"},"content":{"rendered":"\n<div class=\"wp-block-uagb-image uagb-block-ac9c8b71 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-none\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/wp.cga.ct.gov\/cwcseo\/wp-content\/uploads\/2019\/10\/h-faportal-1024x206.jpg 1024w\" src=\"https:\/\/wp.cga.ct.gov\/cwcseo\/wp-content\/uploads\/2019\/10\/h-faportal-1024x206.jpg\" alt=\"\" class=\"uag-image-1648\" width=\"\" height=\"\" title=\"\"\/><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Training Resources for Financial Agents<\/h2>\n\n\n\n<p>Public Act 15-236 also requires financial agents (as defined by\u00a0<a href=\"https:\/\/www.cga.ct.gov\/current\/pub\/chap_588r.htm#sec_32-350\" target=\"_blank\" rel=\"noreferrer noopener\">CGS \u00a732-350<\/a>) to participate in mandatory training to detect elder fraud, exploitation and\/or financial abuse. The following training module has been produced by the Legislative Commission on Aging (now part of the Commission on Women, Children and Seniors) in partnership with Jewish Senior Services, Center for Elder Abuse Prevention. The module provides general information about recognizing red flags that may indicate a person is being victimized and reporting information. For more information about compliance with the law,\u00a0<a href=\"https:\/\/wp.cga.ct.gov\/cwcseo\/sub_commissions\/seniors\/financial-abuse-exploitation\/#basics-and-compliance\">please see here.<\/a><\/p>\n\n\n\t\t\t\t<div class=\"wp-block-uagb-table-of-contents uagb-toc__align-left uagb-toc__columns-1  uagb-block-bae61ed2      \"\n\t\t\t\t\tdata-scroll= \"1\"\n\t\t\t\t\tdata-offset= \"30\"\n\t\t\t\t\tstyle=\"\"\n\t\t\t\t>\n\t\t\t\t<div class=\"uagb-toc__wrap\">\n\t\t\t\t\t\t<div class=\"uagb-toc__title\">\n\t\t\t\t\t\t\tTable Of Contents\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"uagb-toc__list-wrap \">\n\t\t\t\t\t\t<ol class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#training-resources-for-financial-agents\" class=\"uagb-toc-link__trigger\">Training Resources for Financial Agents<\/a><li class=\"uagb-toc__list\"><a href=\"#training-resources\" class=\"uagb-toc-link__trigger\">Training Resources<\/a><ul class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#training-module\" class=\"uagb-toc-link__trigger\">Training Module<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#consumer-education\" class=\"uagb-toc-link__trigger\">Consumer Education<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#basics-and-compliance\" class=\"uagb-toc-link__trigger\">Basics and Compliance<\/a><ul class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#what-is-the-law\" class=\"uagb-toc-link__trigger\">What is the law?<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#who-needs-to-comply\" class=\"uagb-toc-link__trigger\">Who Needs to Comply?<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#how-to-comply\" class=\"uagb-toc-link__trigger\">How to Comply?<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#what-is-financial-exploitation\" class=\"uagb-toc-link__trigger\">What is Financial Exploitation?<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#what-is-protective-services-for-the-elderly\" class=\"uagb-toc-link__trigger\">What is Protective Services for the Elderly?<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#who-do-you-call\" class=\"uagb-toc-link__trigger\">Who Do You Call?<\/a><\/li><\/ul><\/li><\/ul><\/li><li class=\"uagb-toc__list\"><a href=\"#industry-resources\" class=\"uagb-toc-link__trigger\">Industry Resources<\/a><ul class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#general-resources\" class=\"uagb-toc-link__trigger\">General Resources<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#banks-savings-banks-credit-unions-savings-and-loans-organizations-and-mortgage-lenders\" class=\"uagb-toc-link__trigger\">Banks, Savings Banks, Credit Unions, Savings and Loans Organizations and Mortgage Lenders<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#financial-abuse-and-exploitation-insurance-companies\" class=\"uagb-toc-link__trigger\">Financial Abuse and Exploitation \u2013 Insurance Companies<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#investment-companies-pension-funds-retirement-funds\" class=\"uagb-toc-link__trigger\">Investment Companies, Pension Funds, Retirement Funds<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#trust-companies-trustees-executors-other-fiduciaries\" class=\"uagb-toc-link__trigger\">Trust companies, Trustees, Executors, Other fiduciaries<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#other\" class=\"uagb-toc-link__trigger\">Other<\/a><\/ul><\/ul><\/ul><\/ol>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Training Resources<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Training Module<\/h3>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-4-3 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Connecticut&#039;s Legislative Commission on Aging\" width=\"800\" height=\"600\" src=\"https:\/\/www.youtube.com\/embed\/b3Dr_sqJOYE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>Need the training module in a PDF format?\u00a0<a href=\"https:\/\/wp.cga.ct.gov\/cwcseo\/wp-content\/uploads\/2019\/08\/trainingmodulepdf.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Click here to download the PDF file.<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/wp.cga.ct.gov\/cwcseo\/wp-content\/uploads\/2019\/08\/quicknotesfinal1.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Quick Notes Training Summary<\/a><\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Consumer Education<\/h3>\n\n\n\n<p>Financial agents have an opportunity to help prevent financial exploitation by empowering older adults and caregivers with information.<\/p>\n\n\n\n<p>Below are a few consumer education resources.<\/p>\n\n\n\n<p><strong><a href=\"#training-module\">Watch training module<\/a><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/wp.cga.ct.gov\/cwcseo\/wp-content\/uploads\/2019\/08\/finrainvestoralertavoidinvestscam.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">FINRA Avoiding Investment Scams<\/a><\/li><li><a href=\"https:\/\/www.fdic.gov\/consumers\/consumer\/moneysmart\/OlderAdult.html\" target=\"_blank\" rel=\"noreferrer noopener\">FDIC Money Smart<\/a><\/li><li><a href=\"https:\/\/cp.email.aarp.org\/fraudwatchsignup?_ga=2.89586843.1098086247.1570131740-237598831.1570131740\" target=\"_blank\" rel=\"noreferrer noopener\">AARP Fraud Watch<\/a><\/li><li><a href=\"http:\/\/www.consumerfinance.gov\/older-americans\/\" target=\"_blank\" rel=\"noreferrer noopener\">Consumer Financial Protection Bureau<\/a><\/li><\/ul>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Basics and Compliance<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">What is the law?<\/h4>\n\n\n\n<p>Public Act\u00a0<a href=\"https:\/\/www.cga.ct.gov\/2015\/ACT\/pa\/pdf\/2015PA-00236-R00SB-01005-PA.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">15-236<\/a>\u00a0requires financial agents to participate in mandatory training (this is different than mandatory reporting) to detect potential elderly fraud, exploitation, and financial abuse, including using the commission\u2019s portal. Financial agents must complete the training within the later of six months after the commission establishes its portal or beginning employment. The portal was established on January 1, 2016.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Who Needs to Comply?<\/h4>\n\n\n\n<p>PA 15-236 requires financial agents to participate in mandatory training. \u201cFinancial agent\u201d means an officer or employee of a financial institution, as defined in\u00a0<a href=\"https:\/\/www.cga.ct.gov\/current\/pub\/chap_588r.htm#sec_32-350\" target=\"_blank\" rel=\"noreferrer noopener\">CGS \u00a732-350<\/a>. This applies to officers or employees of banks, savings banks, credit unions, trust companies, savings and loan associations, insurance companies, investment companies, mortgage bankers, trustees, executors, pension or retirement funds, other fiduciaries, and private financial institutions who:<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Have direct contact with an elderly person within the scope of employment or professional practice or<\/li><li>Review or approve an elderly person\u2019s financial documents, records, or transactions.<\/li><\/ol>\n\n\n\n<p>If you have read the PA and the CGS and have remaining questions regarding for whom this applies, we encourage you to contact your company\u2019s legal counsel<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">How to Comply?<\/h4>\n\n\n\n<p>Monitoring: Public Act\u00a0<a href=\"https:\/\/www.cga.ct.gov\/2015\/ACT\/pa\/pdf\/2015PA-00236-R00SB-01005-PA.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">15-236<\/a>\u00a0mandates that this training for financial agents be completed within the later of six months after the commission establishes its portal or beginning employment. The portal was established on January 1, 2016.<\/p>\n\n\n\n<p>However, it does not specify how compliance will be monitored nor does it charge the Commission on Women, Children and Seniors&nbsp;or any other state agency to do so. Therefore, personal information will not be tracked on the portal. As the responsibility is on the employer to train, we suggest employers keep in their files basic information, including: 1) name, 2) date of training and 3) type of training\/resources utilized.<\/p>\n\n\n\n<p>Training: The<a href=\"#training-module\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u00a0Training Module\u00a0<\/a>and the\u00a0<a href=\"https:\/\/wp.cga.ct.gov\/cwcseo\/wp-content\/uploads\/2019\/08\/quicknotesfinal1.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Quick Notes Training Summary<\/a>\u00a0featured on this website must meet the needs of a wide range of industries, so it is quite general. The portal also features a clearinghouse of various trainings and resources specific to various industries.<\/p>\n\n\n\n<p>If your company has a more comprehensive training and it features many of the basic elements contained in our Training Module and Quick Notes Training Summary, that will suffice.<\/p>\n\n\n\n<p>Additionally, we encourage you to contact your legal counsel for specific interpretation of your company\u2019s compliance with the Public Act.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">What is Financial Exploitation?<\/h4>\n\n\n\n<p>The act of taking advantage of an older adult for monetary, personal or other benefit, gain or profit. If illegal, may be: larceny, theft, identity theft, false instrument, fraud, forgery, embezzlement.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">What is Protective Services for the Elderly?<\/h4>\n\n\n\n<p><a href=\"http:\/\/www.ct.gov\/dss\/cwp\/view.asp?a=2353&amp;q=305232\" target=\"_blank\" rel=\"noreferrer noopener\">Protective Services for the Elderly (PSE)<\/a>\u00a0is a program operated by the Connecticut Department of Social Services. The program is designed to safeguard people age 60 and older from physical, mental and emotional abuse, neglect and abandonment, financial abuse and exploitation. PSE investigates reports of abuse, neglect, abandonment and exploitation and provides intervention and crisis management.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Who Do You Call?<\/h4>\n\n\n\n<p>Call law enforcement if a crime is suspected (i.e. check fraud, forgery, suspicious transfers, concerning behavior of adults accompanying the older adult, observation of hostile interaction)<\/p>\n\n\n\n<p>Call Protective Services for the Elderly (PSE) at the CT Department of Social Services if you have concerns about a personal well-being or safety of an older adult.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>If you have concerns about personal well-being and safety of a vulnerable party<\/li><li>If you have concerns about financial activity and behavior<\/li><li>Whenever possible or appropriate, obtain consent or encourage a joint report to PSE in the client\u2019s presence<\/li><\/ul>\n\n\n\n<p><strong>In state referral line 1-888-385-4225<\/strong><\/p>\n\n\n\n<p><strong>After Hours or Out of state call Infoline 1-800-203-1234<\/strong><\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Industry Resources<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">General Resources<\/h3>\n\n\n\n<p>The following training module provides general information about recognizing red flags that may indicate a person is being victimized and reporting information. It was produced by the Legislative Commission on Aging (now part of the Commission on Women, Children and Seniors) in partnership with Jewish Senior Services, Center for Elder Abuse Prevention.<\/p>\n\n\n\n<p>Below the training module are links to other general training materials that may help to identify financial exploitation and can be used to train employees.<\/p>\n\n\n\n<p><strong><a href=\"#training-module\">Watch training module<\/a><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.wellsfargoadvisors.com\/about-wells-fargo-advisors\/community-involvement\/elder-financial-abuse.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Dementia and Financial Management<\/a><br>BROKEN LINK Wells Fargo<\/li><li><a href=\"http:\/\/fsroundtable.org\/wp-content\/uploads\/2015\/05\/VulnerableAdultToolkitPres0410.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Protecting the Elderly and Vulnerable from Financial Fraud and Exploitation<\/a><br>BROKEN LINK BITS Financial<\/li><li><a href=\"http:\/\/www.nebankers.org\/images\/files\/pdf-public\/communications\/bank-security\/elder-abuse\/2013-02-bits-roundtable-at-risk-adult-training-curriculum.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">At Risk Adults Training Curriculum<\/a><br>BROKEN LINK New England Bankers Association<\/li><li><a href=\"https:\/\/ctcwcs.files.wordpress.com\/2016\/07\/nceafinancialexploitationtraining.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">An Introduction to Elder Abuse for Professionals: Financial Exploitation<\/a><br>National Center for Elder Abuse<\/li><\/ul>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Banks, Savings Banks, Credit Unions, Savings and Loans Organizations and Mortgage Lenders<\/h3>\n\n\n\n<p>The following training module provides general information about recognizing red flags that may indicate a person is being victimized and reporting information. It was produced by the Legislative Commission on Aging in partnership with Jewish Senior Services, Center for Elder Abuse Prevention.<\/p>\n\n\n\n<p>Below the training module are links to other materials that the banking industry may find helpful in identifying elder abuse and training employees.<\/p>\n\n\n\n<p><strong><a href=\"#training-module\"><strong><a href=\"#financial-abuse-and-exploitation-training-module\">Watch training module<\/a><\/strong><\/a><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/wp.cga.ct.gov\/cwcseo\/wp-content\/uploads\/2019\/08\/elderjusiticefinancialinstitutionstraining2-12-15.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Preventing Elder Financial Exploitation Full Training<\/a><br>Connecticut Elder Justice Coalition<\/li><li><a href=\"https:\/\/wp.cga.ct.gov\/cwcseo\/wp-content\/uploads\/2019\/08\/elderjusticereviewsheetgeneral.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Preventing Elder Financial Exploitation Review Sheet<\/a><br>Connecticut Elder Justice Coalition<\/li><li><a href=\"https:\/\/www.fdic.gov\/news\/news\/press\/2013\/Interagency-Guidance-on-Privacy-Laws-and-Reporting-Financial-Abuse-of-Older-Adults.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Interagency Guidance on Privacy and Law and Reporting Financial Abuse of Older Adults<\/a><br>FDIC<\/li><li><a href=\"https:\/\/www.texasattorneygeneral.gov\/seniors\/fraud-videos-protecting-seniors-from-financial-exploitation\" target=\"_blank\" rel=\"noreferrer noopener\">Fraud Videos: Protecting Seniors from Financial Exploitation<\/a><br>Attorney General of Texas<\/li><li><a href=\"https:\/\/www.youtube.com\/watch?list=UUhSA1dzZuNuXnCambk4n5LA&amp;v=EQ_zCNhxfHs\" target=\"_blank\" rel=\"noreferrer noopener\">Be Wise. Recognize and Report Elder Abuse.<\/a><br>Elder Financial Protection Network<\/li><li><a href=\"https:\/\/www.massbankers.org\/MBRD\/Education_Training\/Bank\/MBRD\/MB_TechnologyFraud\/Bank_Reporting_Project.aspx?hkey=db03b243-2fd2-41b9-abb4-87fd56086e26\" target=\"_blank\" rel=\"noreferrer noopener\">Financial Exploitation Bank Training Materials<\/a><br>Massachusetts Bank Reporting Project<\/li><\/ul>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Financial Abuse and Exploitation \u2013 Insurance Companies<\/h3>\n\n\n\n<p>The following training module provides general information about recognizing red flags that may indicate a person is being victimized and reporting information. It was produced by the Legislative Commission on Aging in partnership with Jewish Senior Services, Center for Elder Abuse Prevention.<\/p>\n\n\n\n<p>Additionally, below the training module is a link to a training PowerPoint created by an insurance company for their employees. As we identify additional materials, we will link to them below.<\/p>\n\n\n\n<p><strong><a href=\"#training-module\">Watch training module<\/a><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/ctcwcs.files.wordpress.com\/2016\/07\/massmutualelderabusetraining.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Elder Abuse Training<\/a><br>(thanks to Mass Mutual for providing this resource)<\/li><\/ul>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Investment Companies, Pension Funds, Retirement Funds<\/h3>\n\n\n\n<p>The following training module provides general information about recognizing red flags that may indicate a person is being victimized and reporting information. It was produced by the Legislative Commission on Aging (now part of the Commission on Women, Children and Seniors) in partnership with Jewish Senior Services, Center for Elder Abuse Prevention.<\/p>\n\n\n\n<p>Below the training module are links to other materials for the investment industry that may be helpful in identifying elder abuse and training investment company employees.<\/p>\n\n\n\n<p><strong><a href=\"#training-module\">Watch training module<\/a><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.sec.gov\/investor\/seniors\/workingwseniors.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Working with Senior Investors<\/a><br>Morgan Stanley<\/li><li><a href=\"http:\/\/insurancenewsnet.com\/innarticle\/2015\/04\/28\/Wells-Fargo-How-to-Stop-Elder-Abuse-a-616331.html\" target=\"_blank\" rel=\"noreferrer noopener\">How to Stop Elder Abuse<\/a><br>Insurance News<\/li><li><a href=\"http:\/\/www.saveandinvest.org\/protect-your-money\/fraud-fighting-partner-toolkit\" target=\"_blank\" rel=\"noreferrer noopener\">Fraud Fighting Partner Toolkit<\/a><br>FINRA Investor Education Foundation<\/li><li><a href=\"https:\/\/ctcwcs.files.wordpress.com\/2016\/07\/massmutualelderabusetraining.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Elder Abuse Training<\/a><br>(thanks to Mass Mutual for providing this resource<\/li><\/ul>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Trust companies, Trustees, Executors, Other fiduciaries<\/h3>\n\n\n\n<p>The following training module provides general information about recognizing red flags that may indicate a person is being victimized and reporting information. It was produced by the Legislative Commission on Aging (now part of the Commission on Women, Children, Seniors, Equity and Opportunity) in partnership with Jewish Senior Services, Center for Elder Abuse Prevention.<\/p>\n\n\n\n<p>Below the video are links to other materials that may be helpful in identifying elder abuse and training for yourself or employees.<\/p>\n\n\n\n<p><strong><a href=\"#training-module\">Watch training module<\/a><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"http:\/\/www.consumerfinance.gov\/blog\/managing-someone-elses-money\/\" target=\"_blank\" rel=\"noreferrer noopener\">Managing Someone Else\u2019s Money<\/a><br>Consumer Financial Protection Bureau (CFPB)<\/li><li><a href=\"http:\/\/www.americanbar.org\/content\/dam\/aba\/migrated\/aging\/about\/pdfs\/durable_poa_abuse_fact_sheet_consumers.authcheckdam.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Durable Power of Attorney Abuse: A National Center on Elder Abuse Fact Sheet for Consumers<\/a><br>BROKEN LINK National Center on Elder Abuse<\/li><\/ul>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Other<\/h3>\n\n\n\n<p>The following training module provides general information about recognizing red flags that may indicate a person is being victimized and reporting information. It was produced by the Legislative Commission on Aging (now part of the Commission on Women, Children and Seniors) in partnership with Jewish Senior Services, Center for Elder Abuse Prevention.<\/p>\n\n\n\n<p>Below the training module are links to other general materials that may be helpful understanding financial exploitation.<\/p>\n\n\n\n<p><strong><a href=\"#training-module\">Watch training module<\/a><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"http:\/\/www.napsa-now.org\/get-help\/help-in-your-area\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mandatory reporting laws by state<\/a><br>National Adult Protective Services Association<\/li><li><a href=\"http:\/\/www.gao.gov\/assets\/660\/650074.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">National Strategy Needed to Effectively Combat Elder Financial Exploitation<\/a><br>United States Government Accountability Office (GAO)<\/li><\/ul>\n","protected":false},"featured_media":0,"parent":0,"menu_order":0,"template":"","sub_commission":[34],"class_list":["post-3843","sub_commissions","type-sub_commissions","status-publish","hentry","sub_commission-seniors-sub-commission"],"acf":[],"spectra_custom_meta":{"_edit_lock":["1665508666:11"],"_oembed_ba684616629008104d5da8c5f0a8b696":["<iframe title=\"Connecticut&#039;s Legislative Commission on Aging\" width=\"800\" height=\"600\" src=\"https:\/\/www.youtube.com\/embed\/b3Dr_sqJOYE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" 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